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Pembiayaan Rumah untuk Muslim

  • Post author:safdaralam@gmail.com
  • Post published:December 2, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Ini adalah artikel yang sangat teknis dengan istilah keuangan yang spesifik, saya menemukan kesulitan dalam menerjemahkan ini ke Bahasa, jadi mohon maaf atas kekurangan atau kelemahannya, dan silakan memberikan saran…

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Evolusi Riba (Usury) dalam Agama-Agama Utama

  • Post author:safdaralam@gmail.com
  • Post published:December 1, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Kita semua familiar hari ini dengan pinjaman dan bunga. Saya ingat ketika pertama kali menemukan bahwa Islam sebenarnya memiliki posisi yang kuat mengenai hal ini – Riba secara tegas, dan…

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The Evolution of Usury (Riba) in Major Religions

  • Post author:safdaralam@gmail.com
  • Post published:December 1, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

We are all familiar today with lending and interest. I recall when I first discovered that Islam actually had a strong position on this matter – Riba is expressly, and…

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Home Finance for Muslims

  • Post author:safdaralam@gmail.com
  • Post published:November 26, 2025
  • Post category:Uncategorized
  • Post comments:1 Comment

In this article I will cover the following areas: A classic home finance structure that is Islamic Why Islamic banks cannot do this How to set up it up yourself…

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Islamic Banking in Nigeria – 14 Things You Should Know

  • Post author:safdaralam@gmail.com
  • Post published:October 18, 2025
  • Post category:Uncategorized
  • Post comments:1 Comment

 In general, there is a low level of public awareness of what Islamic banking is, especially in countries where this is a new introduction. Even in Islamic countries where Islamic…

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“So what is the solution?”

  • Post author:safdaralam@gmail.com
  • Post published:October 15, 2025
  • Post category:Uncategorized
  • Post comments:2 Comments

It is my position that modern Islamic finance is not fit for purpose – it is not helping Muslims in avoiding Riba, and instead is pushing Muslims further into debt.…

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Inflation, Debt and the Grip of Death

  • Post author:safdaralam@gmail.com
  • Post published:October 5, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction From Tudor coinage to today’s mortgage markets, inflation has always revealed who truly benefits when money is created. This article traces the history of currency debasement and modern bank…

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Can We Criticise Islamic Banking?

  • Post author:safdaralam@gmail.com
  • Post published:October 4, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction This post explores the challenges and ethical dilemmas in modern Islamic banking, examining why criticism of practice is necessary, how scholars are placed in difficult positions, and what Muslims…

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Analysis of a Malaysian Islamic Bank

  • Post author:safdaralam@gmail.com
  • Post published:October 4, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction This post provides an in-depth analysis of a Malaysian Islamic bank, examining its financial statements, the use of Shariah-compliant contracts, and how most assets and liabilities are effectively priced…

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Why the ban on Riba is a blessing, and why we are messing it up completely

  • Post author:safdaralam@gmail.com
  • Post published:October 4, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction The prohibition of Riba is one of Islam’s clearest financial guidelines. This post explores why Riba is banned, the harm caused by interest-based systems, and why Islamic finance often…

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Al Rayan Bank, UK

  • Post author:safdaralam@gmail.com
  • Post published:October 2, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction Al Rayan Bank is one of the UK’s fully Shariah-compliant banks. This post analyzes its financial statements to examine how much of its assets and liabilities are effectively priced…

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The Financial Crisis of 2008 Explained

  • Post author:safdaralam@gmail.com
  • Post published:October 2, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction The 2008 financial crisis shook the world, fueled by excessive debt, derivatives, and the pursuit of short-term profit. This post breaks down what caused it, how it unfolded, and…

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90% of all Islamic finance assets globally are priced at interest rates

  • Post author:safdaralam@gmail.com
  • Post published:October 2, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction Although Islamic finance forbids interest, the reality is far more complex. Around 90% of global Islamic banking assets are still priced at interest-linked benchmarks. This post explores how that…

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Why I like Islamic Banking

  • Post author:safdaralam@gmail.com
  • Post published:October 1, 2025
  • Post category:Uncategorized
  • Post comments:0 Comments

Introduction Islamic banking offers more than financial services — it provides a moral, faith-based framework that many Muslims can feel proud of. In this post, I reflect on why I…

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