Articles

 In general, there is a low level of public awareness of what Islamic banking is, especially in countries where this is a new introduction. Even in Islamic countries where Islamic…

Introduction From Tudor coinage to today’s mortgage markets, inflation has always revealed who truly benefits when money is created. This article traces the history of currency debasement and modern bank…

Introduction This post explores the challenges and ethical dilemmas in modern Islamic banking, examining why criticism of practice is necessary, how scholars are placed in difficult positions, and what Muslims…

Introduction This post provides an in-depth analysis of a Malaysian Islamic bank, examining its financial statements, the use of Shariah-compliant contracts, and how most assets and liabilities are effectively priced…

Introduction The prohibition of Riba is one of Islam’s clearest financial guidelines. This post explores why Riba is banned, the harm caused by interest-based systems, and why Islamic finance often…

Introduction Al Rayan Bank is one of the UK’s fully Shariah-compliant banks. This post analyzes its financial statements to examine how much of its assets and liabilities are effectively priced…

Introduction The 2008 financial crisis shook the world, fueled by excessive debt, derivatives, and the pursuit of short-term profit. This post breaks down what caused it, how it unfolded, and…

Introduction Although Islamic finance forbids interest, the reality is far more complex. Around 90% of global Islamic banking assets are still priced at interest-linked benchmarks. This post explores how that…

Introduction Islamic banking offers more than financial services — it provides a moral, faith-based framework that many Muslims can feel proud of. In this post, I reflect on why I…